{
    "config": {
        "user_id": 22,
        "test_order_code": "ORD2601216414",
        "test_amount": 2000
    },
    "step1": {
        "title": "Lấy bank_token từ database",
        "status": "FAILED",
        "error": "No payment_methods found for user_id 22"
    },
    "step2": {
        "status": "SKIPPED",
        "reason": "bank_token not available from Step 1"
    },
    "step4": {
        "title": "Kiểm tra đơn hàng trong database",
        "status": "NOT_FOUND",
        "message": "Order 'ORD2601216414' not found in database"
    },
    "summary": {
        "bank_token_available": false,
        "api_call_success": false,
        "transactions_found": false,
        "matching_found": false,
        "order_exists": false
    }
}